Last Updated: Nov. 2025

Welcome to The Peter Lynch Investor (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your access to and use of our website, peterlynchinvestor.com (the “Site”), and any related content, features, or services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms.

If you do not agree, please do not use our Services.

1. Eligibility

You must be at least 18 years old to use our Services. By using the Site, you represent that you are of legal age and capable of entering into a binding agreement.

2. No Financial or Investment Advice

All content provided on The Peter Lynch Investor — including stock picks, commentary, analysis, charts, newsletters, and related materials — is for informational and educational purposes only.
We are not registered investment advisers, brokers, or financial planners.
Nothing on the Site should be construed as:

• Personalized investment advice,
• An offer to buy or sell securities, or
• A recommendation regarding any particular security, portfolio, or trading strategy.

You are solely responsible for your investment decisions. Always conduct your own research or consult with a qualified financial professional before making investment decisions.

3. Investment Risk Disclosure

Investing in stocks, securities, and other financial instruments involves significant risk, including possible loss of principal. Past performance does not guarantee future results.
You acknowledge and agree that:

• Markets are volatile, and all investments carry risk.
• We make no representations or guarantees of future performance.
• You assume full responsibility for any gains or losses resulting from your investment actions.

Use the information on this Site at your own discretion and risk.

4. Subscription, Payment, and Refund Policy

a. Subscriptions and Billing

Some portions of our Services (such as premium newsletters, research reports, or exclusive access areas) may require a paid subscription or one-time payment.
By subscribing or purchasing, you agree to:

• Provide accurate payment information,
• Authorize us (or our payment processor) to charge your selected payment method, and
• Take responsibility for any recurring billing until you cancel.

b. Renewals and Cancellations

Subscriptions may automatically renew unless canceled before the renewal date.
You may cancel your subscription at any time through your account settings or by contacting questions@peterlynchinvestor.com. Cancellations take effect at the end of the current billing cycle.

c. Refund Policy

Because our content is digital and delivered immediately upon purchase, all sales are generally final.
However, we may, at our sole discretion, issue refunds in exceptional cases (e.g., duplicate billing or technical errors).

If you believe you are eligible for a refund, please contact us at questions@peterlynchinvestor.com within 7 days of your purchase.

5. Use of Content

You may access and use our content for personal, non-commercial purposes only.
You agree not to:

• Copy, reproduce, modify, or distribute our content without written permission;
• Use our content for any illegal, misleading, or fraudulent purpose;
• Interfere with or attempt to disrupt the operation or security of the Site.

We reserve the right to modify, suspend, or remove content at any time without notice.

6. Affiliate Links and Sponsored Content

We may include affiliate links, advertisements, or sponsored posts.
This means we may receive compensation if you click or purchase through these links. Such relationships do not influence our editorial opinions or analysis.
You acknowledge that we are not responsible for any third-party products or services mentioned or linked on our Site.

7. User Submissions and Comments

If you post comments or submit any content to the Site:

• You grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display your content in connection with the Site.
• You agree not to post unlawful, defamatory, harassing, or misleading material.
  We reserve the right to remove or edit user content at our discretion.

8. Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis.
We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of the information provided.
We do not guarantee specific results, investment performance, or uninterrupted access to the Site.

9. Limitation of Liability

To the fullest extent permitted by law, [Your Blog Name], its owners, authors, and affiliates are not liable for any direct, indirect, incidental, or consequential damages, losses, or expenses (including investment losses) arising from:

• Your use of or reliance on any content,
• Any errors, omissions, or delays in content, or
• Any technical issues, interruptions, or site outages.

Your sole remedy for dissatisfaction with the Site or Services is to stop using them.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

11. Modifications to Terms

We may update these Terms periodically. The updated version will be indicated by a new “Last Updated” date. Continued use of the Site after changes means you accept the revised Terms.

12. Governing Law

These Terms are governed by the laws of Alberta, Canada, without regard to conflict-of-law principles.
Any disputes shall be resolved exclusively in the courts located in Alberta, Canada.

13. Contact Us

If you have questions about these Terms or our policies, please contact us at:
📧 questions@peterlynchinvestor.com
📍 Alberta, Canada